DEFINITIONS

When we think about the problem of pseudo-currency loans, various associations come to mind: were the contracts understandable? did borrowers know what they were signing? did banks set a trap for a defenseless consumer? why did so many people take out a loan indexed to a foreign currency rather than simply a foreign-currency loan? are these contracts unlawful? if they are unlawful, should some public authority not have reviewed them and prohibited them? why was it only after many years that borrowers began to file lawsuits against banks? … Read More »How an Individual View Is Formed – an Example

Guesses arise when we do not have the objective data necessary to draw logical conclusions. I would distinguish four causes of missing data in our individual databases:

1 – the data exist, but we do not need them, because instead of perceiving objective reality we prefer to confine ourselves to intersubjective reality. Read More »How Guesses Arise